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Financial Services

Your finance function runs on SAP. Don't let the documents run it.

Bank statements, remittances, invoices, onboarding and KYC documents — Artificio captures, understands and validates the documents your back office runs on, then executes the right transaction in SAP, with a control and audit trail on every step. Built for your existing ECC or S/4HANA environment.

Book a demoSee how it works
  • For SAP finance teams
  • SOC 2 Type II
  • ISO 27001
  • ECC & S/4HANA
BACK OFFICE · DOCUMENTS & DATA → SAPlive
  1. ARRemittance advicematch to open items → SAP cash applicationF-28applied
  2. FIBank statementreconcile vs GL → SAP clearingFF67reconciled
  3. APVendor invoicevalidate → SAP invoice postingFB60posted
  4. BPOnboarding / KYC packextract & verify → SAP business partnergoverned
  5. GLJournal / accrual docsupporting doc → SAP journal entryFB01posted

captureunderstandvalidateexecute in SAP

  • Matches remittances and statements to open items — cash applied automatically
  • Reconciliation, AR, AP & onboarding — one governed platform
  • Validates against your SAP data and enforces your controls
  • Full audit trail on every decision, for compliance and close
Documents + DataAny finance input
AI + RulesUnderstand & validate
Human ReviewOnly when needed
SAP ExecutionValidated & audited

The problem

The finance function runs on SAP, and on people re-typing documents into it.

Bank statements, remittances, invoices and onboarding paperwork arrive continuously, and each is opened, matched against open items and keyed in by hand -- with the month-end close waiting on the backlog.

Works with your SAP landscape

Automate today. Keep your SAP roadmap.

Whether you're running SAP ECC, moving to S/4HANA, or already live on S/4HANA, Artificio works alongside your SAP landscape using standard enterprise integration — without modifying your SAP core.

You get finished business automation, not a build project: the validations, controls, workflows, exception handling and transactions are already there, ready to run against your system.

  • Built for regulated finance

    • Runs on ECC and S/4HANA alike
    • Standard SAP interfaces — no core modification
    • Full audit trail on every decision
    • Segregation of duties & approval controls
    • On-prem, your cloud, or ours — data stays where you want
    • Led by 21+ years of hands-on SAP delivery

What comes into Artificio

From any finance document to SAP.

The back office runs on documents — from banks, from customers and vendors, from onboarding. Artificio takes them in whatever form they arrive and turns them into structured, validated SAP data.

  • From banks & payments

    • Bank statements
    • Remittance advices
    • Lockbox files
    • Payment confirmations
  • From customers & vendors

    • Invoices
    • Credit & debit memos
    • Account statements
    • Disputes & deductions
  • From onboarding & risk

    • KYC / KYB documents
    • Account applications
    • Financial statements
    • Beneficial-owner forms

What Artificio does

Extraction is only the first step.

Artificio combines document intelligence, SAP business context, validation, controls and transaction execution in one automation layer.

  1. 1

    Capture

    Any document or data, any format

  2. 2

    Understand

    AI reads intent, fields & tables

  3. 3

    Validate

    Against SAP data & your controls

  4. 4

    Review

    Human, only on exceptions

  5. 5

    Execute

    The transaction, in SAP

  • PDF
  • Excel
  • CSV
  • XML
  • MT940 / CAMT
  • Images
  • Scans
  • EDI

Across the back office

Automation by finance function.

One platform across the back office — each area validated against SAP and executed directly in it, with a full audit trail. Explore the solution for the function you own.

  • 01

    Reconciliation & Cash Application

    SAP FI · ARFinance specialty

    The highest-volume, most manual work in finance. Artificio reads bank statements, remittances and lockbox files, matches payments to open receivables and GL, applies cash and clears items in SAP, and routes only the true exceptions — turning a daily reconciliation grind into a controlled, mostly-automated flow.

    AR Reconciliation & Cash ApplicationBank Statement ReconciliationAP Reconciliation
  • 02

    Accounts Payable

    SAP FI · MM

    Capture vendor invoices, validate them against POs and your approval rules, handle exceptions, and post to SAP — with every step logged for controls and audit, so payables move quickly without losing governance.

    Invoice / AP AutomationVendor Onboarding
  • 03

    Client & Account Onboarding

    SAP FI · BP

    Turn KYC packs, account applications and financial statements into a governed onboarding: extract and verify the data, run duplicate and completeness checks, route for review and approval, and create the business partner or customer master in SAP — clean, complete, and audit-ready from day one.

    Customer OnboardingDocument Capture to SAP
  • 04

    Journal Entries & Close

    SAP FI · GL

    Capture supporting documents for accruals, provisions and adjustments, validate them against your rules, and post journal entries to SAP with the source document attached — so month-end moves faster and every entry is backed by evidence.

    Journal Entry AutomationDocument Capture to SAP
  • 05

    Master Data

    SAP FI · SD

    Create and govern customer, vendor and finance master data — duplicate-checked, validated across every view, and governed through a cross-department workflow with a field-level change log. Load fast and clean for an S/4HANA migration, then govern it day to day.

    Master Data AutomationCustomer Onboarding

Built for exceptions

Automation that knows when not to automate.

Clean matches are the easy part. The real work is partial payments, unidentified receipts, and documents that don't reconcile — and that's where most automation quietly breaks. Artificio clears the clean items automatically and routes exceptions to the right person, with the SAP context needed to resolve them.

  • Payment doesn't match an invoice

    1. Detect unmatched
    2. Suggest match
    3. Review
    4. Apply & clear
    AR

  • Short pay with a deduction

    1. Detect deduction
    2. Code reason
    3. Route dispute
    4. Post
    AR

  • KYC document missing or expired

    1. Detect gap
    2. Request doc
    3. Verify
    4. Create BP
    BP

  • Invoice over approval threshold

    1. Detect threshold
    2. Route approver
    3. Approve
    4. Post
    AP

More than document AI

Why a finance team shouldn't just buy OCR.

Generic document AI can read a bank statement. It can't match it to open items, apply your controls, clear the item in SAP, handle the exception, or give audit the evidence trail it needs. That's the part that actually closes your books.

CapabilityGeneric document AIArtificio
Reading the document
Read statement / invoice✓✓
Extract fields & line items✓✓
Understand tables✓✓
Acting in SAP
Match to SAP open items—✓
Apply cash & clear items—✓
Enforce approval controls—✓
Apply your business rules—✓
Handle exceptions & disputes—✓
Route for human approval—✓
Execute the SAP transaction—✓
Interpret a SAP error & retry—✓
Full audit trail for controls—✓

Where finance teams lose time

What does manual reconciliation cost you?

Take your monthly payment volume and the time it takes to match and clear each item by hand. The daily grind — plus the exceptions and the close crunch — adds up to real headcount.

Calculate your automation opportunity
Payments to apply / month
15,000
Minutes to match each by hand
× 4
Manual match effort
1,000 hrs / mo
+ unidentified receipts
+ deduction & dispute handling
+ month-end close crunch
+ audit & controls overhead

Customer proof

Cash application, mostly hands-off.

A financial-services firm running SAP put remittances and bank statements through Artificio — matched to open items, cash applied and items cleared automatically, with only true exceptions routed for review — turning a multi-day reconciliation backlog into same-day clearing, with a full audit trail on every posting.

Days → same-day
Read the case study

Questions finance & SAP teams ask

Answers before the demo.

Which finance documents can Artificio handle?
Bank statements, remittances, invoices, and onboarding and KYC documents — captured, understood and validated against your SAP data.
Which parts of the finance function does it cover?
Reconciliation and cash application, accounts payable, client and account onboarding, journal entries and close, and master data.
How does it handle a payment that does not match an invoice?
It detects the unmatched item, suggests a match, and puts it in front of a person to confirm before it is applied and cleared. Short pays with a deduction, missing or expired KYC documents, and invoices over an approval threshold each follow their own path.
Does it work on ECC as well as S/4HANA?
Yes. Artificio runs on both, through standard SAP interfaces and without modification to your core.
What do our auditors get?
A full audit trail on every decision, with segregation of duties and approval controls, and the source document kept against the entry it produced.

Security & compliance

Enterprise security across every solution

ISO 27001:2013 certified, SOC 2 Type 2 compliant, GDPR and HIPAA ready. Every agent action is logged, auditable, and runs in isolated environments.

  • ISO 27001:2013
  • SOC 2 Type II
  • GDPR ready
  • HIPAA ready

See it on your own documents.

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